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Limited company contractors · IR35 aware · Fixed fees

The contractor accountant who keeps it simple

Inside on one contract, outside on the next? Day rates, IR35, dividends, expenses — contracting tax doesn’t need to be a second job. We run your limited company end to end for a fixed monthly fee, and keep you tax-efficient whichever way each contract falls.

Fixed fees from £50/mo Your own accountant, FCCA Switch mid-contract in days
Google★★★★★5.0· Rated Excellent by our clients
Yoni Finke FCCA, founder of YF Accounting
Yoni Finke FCCA
Your accountant — not a call centre

Everything a contractor needs

One fixed monthly fee covers:

  • Company accounts & CT600
  • Director payroll & dividend planning
  • VAT returns (incl. Flat Rate Scheme)
  • Your self assessment included
Schedule your Zoom call

Prefer to talk? 0161 531 0959

ACCAXero Advisor CertifiedQuickBooks ProAdvisor CertifiedACCA accredited · Xero & QuickBooks certified
Accredited & certified
ACCA Xero Advisor Certified QuickBooks ProAdvisor Certified
From £50
Fixed monthly fee — the whole limited company sorted
1
Point of contact — you deal with Yoni directly
Unlimited support between contracts, included
★ 5.0
Google rating — rated Excellent by clients
Why contractors choose us

Built for the way contractors actually work

IR35 without the panic

Check any contract’s status free with HMRC’s CEST tool, lean on an insured specialist for the borderline calls, and let us structure your pay correctly whichever way it falls.

Take-home, optimised

Salary, dividends, pension contributions and timing — reviewed every year against the current rules, not set-and-forgotten. See our salary vs dividends guide.

Fixed monthly fee

From £50/month for the lot — no hourly billing, and no surprise invoices when you ask a question.

Fast answers between contracts

New gig, rate change, umbrella vs limited decision? Unlimited support means you just call.

MTD-ready software

Xero or QuickBooks set up and maintained, receipts on your phone, no spreadsheet dread.

Switching is painless

Mid-contract switches are routine — we handle the whole handover.

IR35, handled safely

A clear path for every contract

You stay in control, and you never have to guess where a contract stands.

1

Check status — free

Use HMRC’s own CEST tool to get HMRC’s view on a contract. It’s free, and it’s their determination — not ours.

2

We handle the accounting

Whatever the status, we run your company correctly — accounts, tax, payroll and the salary/dividend split.

3

Specialist for the tricky ones

Borderline or high-value contract? We connect you with an insured IR35 specialist for a formal opinion.

Transparent pricing

Fixed fees, published openly

Limited company contractor
from £50/mo
VAT returns (if registered)
add-on
Your self assessment
included
Client stories

What our clients say

Real reviews from the contractors, businesses and individuals we look after across Manchester and the UK.

Excellent★★★★★5.0
Gideon T
★★★★★

I’ve been a client of YF Accounting for some time now, and I honestly couldn’t be happier with the service I’ve received. From day one, Yoni has been professional, knowledgeable, responsive, and incredibly helpful in managing my accounting and tax affairs.

Analu B
★★★★★

Yoni is an outstanding accountant! Highly professional, efficient, and reliable. He takes care of everything with great attention to detail and always makes the process clear and stress-free. His support gives me complete peace of mind.

Steve W
★★★★★

Yoni has proven to be a great accountant that we can rely on. He responds very quickly to all enquiries and explains things in a simple way for us. He understands our needs and works to them and we would highly recommend you to use him.

Michelle M
★★★★★

YF accounting have really helped my small business. Professional, responsive and genuinely on your side.

Where we work

Manchester based, contractors UK-wide

Based in Manchester, we look after contractors on our doorstep and right across the country. Our fully digital, cloud-based practice means distance is never a barrier — most clients work with us entirely over Zoom, email and secure file sharing.

ManchesterBuryPrestwichSalfordBoltonGreater ManchesterUK-wide ✦
Manchester · UK-wide

Proudly based in Manchester, working with contractors across Greater Manchester and the whole of the UK.

Phone · 0161 531 0959
Email · info@yfaccounting.co.uk

Book a free Zoom call
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Request a callback

Leave your details and Yoni will call you back — no obligation, no hard sell.

We’ll only use your details to call you back about your enquiry.

Questions

Contractor accounting FAQs

How much does a contractor accountant cost?+
Our limited company contractor package starts at £50/month fixed — covering year-end accounts, corporation tax, director payroll, dividend paperwork and your personal self assessment. VAT returns are added if you’re registered. Exact written quote on a free call.
Should I contract through a limited company or an umbrella?+
It depends on your rates, contract lengths and IR35 status. Outside-IR35 contractors usually keep significantly more through a limited company; inside-IR35 roles often suit an umbrella. We’ll run your numbers both ways on a free call so you can decide with facts.
Can you tell me if my contract is inside or outside IR35?+
The status decision is a specialist, insured judgement, so we don’t make it for you — and that protects you. You can check HMRC’s view free with their CEST tool, and for borderline or high-value contracts we’ll introduce you to an insured IR35 specialist. We then handle all the accounting that follows, whichever way each contract falls.
What’s the most tax-efficient way to pay myself in 2026/27?+
For most outside-IR35 contractors it’s a small salary topped up with dividends, with pension contributions doing the heavy lifting above certain profit levels. The optimal mix changes with the tax bands each year — it’s exactly what we review with every client annually.
I’m between contracts — can I pause fees?+
Talk to us. Compliance work continues while a company exists, but if you’re benched for a while we’ll always look at what’s fair rather than hide behind a contract.

Keep more of your day rate. Book a free contractor call today.

Book your free call

Or call 0161 531 0959 — Manchester based, contractors UK-wide.

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